208 E. Main St. – Dubis Law Office

208 E Main

Dubis Law Office – Originally State Bank of Waterford


St Bank of Waterford

Building Heritage Plaque

One of downtown’s most notable buildings, State Bank of Waterford, has been home to a local attorney for nearly four decades.

Currently operating as Dubis Law Office, the cream-city brick building is the town’s oldest financial institution and still houses the original safe that kept the funds of Waterford’s earliest settlers secure.






WP Jan. 4 1917 State Bank Board Ad       WP Dec. 28, 1916 State Bank advert

1917 Waterford Post Ads

Since 1984 Attorney Micheal F. Dubis has been practicing law from the historic, cream-city brick building at 208 E. Main St., specializing in bankruptcy (debtor, creditor and trustee), bank representation, municipal, real estate and other fields.

Under Dubis’ ownership, the business has come full circle, being that it was first opened by a local attorney following a fire at the turn of the 20th century.

Sanders Family L-R Louis-Charles-William 1880 wpl00016l

1880 – Sanders Family – William on far Right

Like a number of surrounding buildings, William Sanders constructed the building in a boom-town fashion, after a fire swept through town, burning down his grocery store housed in the frame building that was erected in 1885.

Just months after the fire, in 1898, Sanders replaced his store with the brick building that stands today.

Sanders, in addition to his commercial endeavors, engaged in banking and insurance on an informal basis until he chartered the State Bank of Waterford in 1903 and continued doing business inside until at least 1926.




Waterford Bank pix1

1923 State Bank of Waterford

Sanders was an attorney, admitted to the state BAR in 1892. Prior to that he was the postmaster for Waterford and returned to the duty in 1898 when he came home from college.

Prior to the bank’s establishment, farmers, merchants and villagers had to travel a great distance with cash in hand to make bank transactions.

On June 24, 1903 the commissioner of banking for Wisconsin issued a charter authorizing the State Bank of Waterford to commence a general banking business.

Dubis before 2015 rennovations-cropped

Dubis Law Office before 2015 Curb Appeal facade improvements

First officers of the bank, Walker Whitley, president; John T. Rice, Vice President; Wm Sanders, cashier. Villagers no longer had to hide money; the bank provided a large steel safe (which remains today) and checks provided for instant receipts.



State Bank of Waterford July 2-1909 wpl00124r

July 2, 1909

Lead Researcher – Maureen Vander Sanden

NOTE: Should the reader have further documentation to enhance the content of this web page, please contact the Lead Researcher through Absolutely Waterford.  We are particularly interested in pictures or historic artifacts that may be shared.  Credit will be given.


Waterford: Stories of Our Village and its Busy Life, unpaginated; in-person interview with Micheal Dubis, Nov. 2014

Some photos courtesy of the Waterford Public Library’s Local History Digital Collection, http://digital.library.wisc.edu/1711.dl/WI.WaterfordLocHist

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s